Insurance coverage for ACCIDENT & ILLNESS
Total peace of mind for you and your pet.
If your pet has an accident or becomes ill, you’ll want to give him or her the best care, without worrying about the expense. The cost of an illness – even just the diagnosis – can be high. Accident & Illness coverage means you’re as prepared as you can be.
Our Accident & Illness plan offers coverage for accidents, injuries, and illnesses that may affect your pet. This includes coverage for unexpected veterinary expenses resulting from accidents, such as fractures and bites, as well as illnesses, including chronic and hereditary conditions.
The Accident & Illness coverage typically includes benefits for veterinary fees, diagnostic tests, surgery, medication, hospitalization, and therapies. Review the policy details to understand the specific coverage limits, waiting periods, and exclusions that may apply.
Insurance coverage for ACCIDENT
Accident prone pet?
Accidents happen. A fall, cutting a paw, or getting hit by a car isn’t predictable. Accident coverage can make the unexpected a little less traumatic.
Pets Plus Us offers accident insurance that covers a range of unexpected incidents that can occur to pets. This may include fractures, bites, burns, and other injuries. The accident insurance typically includes benefits for veterinary fees, diagnostic tests, surgery, medication, hospitalization, and therapies. It may also cover emergency boarding costs if the pet owner is hospitalized and unable to care for their pet.
One of the advantages of Pets Plus Us accident insurance is that it allows pet owners to choose their preferred veterinarian for treatment. This gives you the flexibility to seek care from a trusted and familiar provider.
More from PETS PLUS US
Wellness
Offered as an add-on to Accident & Illness coverage at an additional cost, these plans are reimbursed separately and don’t impact your annual deductible.
Blue Ribbon Benefits
Testimonials
Frequently Asked Questions
Claims
Frequently asked questions
Answers to common questions about enrolling early and protecting your pet.
What is covered under pet insurance offered by Pets Plus Us?
Pets Plus Us offers pet insurance coverage for eligible accidents, illnesses, and routine preventive and wellness care. Coverage depends on the plan you choose and may include eligible veterinary expenses and services, subject to the policy’s terms, conditions, limits, and exclusions.
Does pet insurance cover inherited conditions?
Pet insurance may cover some hereditary and congenital conditions, provided they are not considered pre-existing conditions and meet the eligibility criteria of the policy.
Is prescription medication covered under pet insurance?
Prescription medications prescribed by a licensed veterinarian may be eligible for reimbursement for covered accidents and illnesses, subject to policy terms and conditions.
What pet insurance doesn’t cover?
Pet insurance generally does not cover pre-existing conditions, elective procedures, cosmetic treatments, breeding expenses, or routine preventative care unless you have an eligible Wellness plan.
What is a pre-existing condition?
A pre-existing condition generally means a medical condition, illness, injury, or symptom that existed before the effective date of coverage or any applicable waiting period. Pre-existing conditions usually do not qualify for coverage.
Are there waiting periods for pet insurance coverage?
Waiting periods are specific timeframes that must elapse after enrollment before certain coverages become effective. How long you have to wait depends on the policy and the type of coverage.
Does pet insurance cover specialist care?
You may be reimbursed for certain specialist consultations and treatments if they relate to covered conditions and are provided according to the policy’s terms and conditions.