Accident & Illness Pet Insurance

$7,500 OR $15,000 COVERAGE PER YEAR

Choose complete accident and illness coverage to get the best protection to fit your pet's needs. 

COVERAGE

  • Illness
  • Laboratory testing
  • Injuries and accidents
  • Prescription medications
  • Hospitalization
  • Alternative therapies
  • Surgery
  • Behavioural therapies
  • Hereditary conditions
  • Deductible applies
 
$1,000 IN ADDITIONAL BENEFITS PER INCIDENT
  • Kennel boarding fees if you are hospitalized due to an accident or illness and you cannot care for your pet.
  • Holiday-trip-cancellation coverage if your pet requires emergency, life-saving treatment resulting in the need to cancel your vacation.
  • Lost pet advertising and reward.
  • Cremation or burial costs for your pet.
No deductible or co-pay applies to any of the above additional benefits.
 
TRIBUTE DONATION
  • We support local and national organizations. We'll make a tribute donation in honour of your pet to one of our preferred animal-welfare charities if your pet passes away.

 

WHAT IS NOT INCLUDED
  • Wellness Care (see our Wellness Care plan for coverage options)
  • All pre-existing conditions
  • Any accidents that arise within the 48-hour waiting period, and any illnesses that arise within the 14-day waiting period
  • *Accident plan does not provide coverage for illnesses.

 

HOW IT WORKS

  • You choose the percentage of your veterinary bills that we - Pets Plus Us - pay ranging from 70%, 80% or 90%.
  • You choose the coverage limit you want: either $7,500 or $15,000 per year.
  • You pay the remaining percentage, plus your chosen annual deductible.

 

AGE-BASED ANNUAL-DEDUCTIBLE OPTIONS
You pay this share of the costs only once per year (even if you have multiple claims) and you don't pay it at all if you don't make a claim.
 
Dog's age Choose from
0-5 years $100 $200 $300
5-10 years $300 $400 $500
10+ years $500 $600 $700
Cat's age Choose from
0-5 years $100 $200 $300
5-10 years $200 $300 $400
10+ years $300 $400 $500