What is Pet Insurance?

Keeping your pet healthy and happy is one of the tenets of responsible pet ownership.

Pet insurance is coverage designed to provide pet owners with financial support towards professional veterinary care and some related medical costs in the event of unexpected medical costs, usually due to accident or illness. Some insurers also offer plans to support preventive care. In North America, the product is sometimes referred to as pet health insurance.

Regardless of your income or financial situation, if you’re like most pet owners, you don’t have the funds set aside to provide veterinary medical care for your pet in the event of illness or an emergency. Even if you do, those funds are often earmarked for other expenses, such as a child’s college fund, home improvements, vacations, vehicle purchases and repairs and all the myriad other costs of living that we face daily.

Limitless Care

Veterinary medicine continues to advance. New and better tests and treatments are available every year to help treat the many conditions that can occur throughout a pet's lifetime. Unfortunately, cutting-edge medicine is only in reach when a pet owner has the financial means to cover the real cost of care.

Pet health insurance is a useful financial tool that:

  • Helps protect your finances against unexpected medical costs
  • Can make optimal veterinary care more financially available
  • When owners are faced with a choice between an unaffordable treatment and humane euthanasia, insurance can help make treatment possible.
  • Can help you afford to seek medical treatment as soon as possible
  • When you add Flex Care for a little extra monthly cost, insurance provides a plan to help with routine and preventive care costs otherwise not covered
  • Assists you in helping your pets to live a healthier and sometimes longer life

What else does pet health insurance cover?

Sometimes pet insurance may provide extra benefits that are not financial in nature. Pets Plus Us is unique because we offer Blue Ribbon Benefits, which gives pet owners access to a whole suite of products and services that provide extra value and that are designed specifically to help and support pet owner happiness.