How To Choose The Best Pet Insurance Plan For You
Choosing coverage
The type of pet you have, its breed, and your financial situation are all things to consider when you’re choosing what type of health insurance coverage would be best for your pet. Pets Plus Us offers several types of pet insurance coverage to cover everything from regular veterinarian visits to accident and iIllness. Things you should consider when you’re choosing the right pet insurance coverage plan:
- Your pet's species - Both cats and dogs need regular veterinarian care and can experience medical issues or accidents. Consider that some species live longer than others requiring a different level of commitment.
- Your pet’s breed - There may be medical conditions associated with your pet's breed. Knowing this can help you prepare for future medical needs.
- Your financial resources - Your ability to proactively save and be diligent about keeping up aside funds for care related to illnesses and unexpected medical situations should be considered.
| If you need... | Consider | What it covers | Complete coverage details here… |
|---|---|---|---|
Coverage for | Pets Plus Us' optional Wellness plans help cover routine and seasonal pet care like exams, vaccines, and flea prevention. Offered as an add-on to Accident & Illness coverage at an additional cost, these plans are reimbursed separately and don’t impact your annual deductible. | With two options to choose from, Wellness Routine or Advanced include coverage such as annual exams, vaccines and flea and tick prevention. | Wellness |
| Accident protection | Pets Plus Us’ Accident plan covers emergency veterinary care and treatment for any condition arising from an accident. | $5000 per year in emergency veterinary care and treatment $1000 (per incident) in additional benefits Annual deductible of $100 48-hour waiting period | Accident |
| Accident & Illness | Choose from 2 levels of complete accident and illness coverage – $7,500 (More) or $15,000 (Max) per year. | Coverage for illness, injuries and accidents, hospitalization, surgery and more $1000 (per incident) in additional benefits Annual age-based deductibles You choose the co-pay: 10%, 20% or 30% 48-hour waiting period for accidents; 14-day waiting period for illnesses | Accident & Illness |
Your veterinarian is an expert on the kind of care your dog or cat will need. The next time you’re in with your furry friend, talk to your vet or clinic staff about the cost of care of owning a dog or cat, and how pet health insurance fits in.