How To Choose The Best Pet Insurance Plan For You

Choosing coverage

The type of pet you have, its breed, and your financial situation are all things to consider when you’re choosing what type of health insurance coverage would be best for your pet. Pets Plus Us offers several types of pet insurance coverage to cover everything from regular veterinarian visits to accident and iIllness. Things you should consider when you’re choosing the right pet insurance coverage plan:

  • Your pet's species - Both cats and dogs need regular veterinarian care and can experience medical issues or accidents. Consider that some species live longer than others requiring a different level of commitment.

  • Your pet’s breed - There may be medical conditions associated with your pet's breed. Knowing this can help you prepare for future medical needs.

  • Your financial resources - Your ability to proactively save and be diligent about keeping up aside funds for care related to illnesses and unexpected medical situations should be considered.

  • Your ability to pay for routine vet care - Consider the financial requirements to pay for the routine care your pet will need. As well, consider any previous medical issues your pet might have that may require ongoing care. according to your pet’s age and species. You can learn more about the cost of care for cats and dogs here.

If you need...ConsiderWhat it coversComplete coverage details here…

To help manage the cost of annual routine and preventative vet visits

Adding Flex Care to your Accident & Illness plan

$250 up to $1250 annual spending limits for routine treatments not included with our Accident & Illness coverage such as vaccinations, dental cleaning, wellness blood tests, annual checkups and more.

No deductible or co-insurance; however, a $25 annual admin fee is collected at the start of your policy year.

No waiting period, coverage limits are available the day your policy takes effect.

Flex Care

Accident protection

Pets Plus Us’ Accident plan covers emergency veterinary care and treatment for any condition arising from an accident.

$5000 per year in emergency veterinary care and treatment

$1000 (per incident) in additional benefits

Annual deductible of $100

48-hour waiting period


Accident & Illness

Choose from 2 levels of complete accident and illness coverage – $7,500 (More) or $15,000 (Max) per year.

Coverage for illness, injuries and accidents, hospitalization, surgery and more

$1000 (per incident) in additional benefits

Annual age-based deductibles

You choose the co-pay: 10%, 20% or 30%

48-hour waiting period for accidents; 14-day waiting period for illnesses

Accident & Illness

Your veterinarian is an expert on the kind of care your dog or cat will need. The next time you’re in with your furry friend, talk to your vet or clinic staff about the cost of care of owning a dog or cat, and how pet health insurance fits in.