Coverage that understands Canadian pets
Choose the plan that fits your pet’s needs and your budget.
Accident Plan
Protection for unexpected injuries like broken bones, cuts, or accidents. Includes $5,000 in annual coverage to help you focus on care, not costs.
Accident & Illness Plan
Helps cover both injuries and illnesses, from diagnosis to treatment. Choose limits from $2,500 of annual coverage to fit your needs and budget.
Wellness (Optional Add-On)1
Designed for routine care like exams, vaccines, and preventive care to spread out-of-pocket costs to help manage everyday pet care expenses.
Frequently asked questions
Answers to common questions about enrolling early and protecting your pet.
Why can enrolling my puppy early be a smart move?
Young puppies generally have lower health risks, which may result in lower starting premiums. Enrolling early can also help ensure coverage is in place before future health conditions develop.
My puppy seems healthy. Do I really need pet insurance now?
Puppies are naturally curious and often get into things they shouldn't. From swallowing foreign objects to unexpected injuries, accidents can happen when you least expect them. Having coverage in place early can help you prepare for the unexpected.
Does my puppy's age affect pricing?
Age is one of several factors used to determine premiums. Because younger pets generally present lower health risks, puppies may qualify for lower starting premiums than older dogs.
Will my premium change as my dog gets older?
Premiums may change over time based on factors such as your dog's age and changes in veterinary care costs. Renewal pricing reflects a variety of factors used to determine the cost of coverage.
What does Accident & Illness coverage include?
Our plans help cover eligible veterinary expenses related to accidents and illnesses, including emergency care, surgeries, diagnostic testing, prescription medications, and more. See a sample policy for more info.
Are hereditary and congenital conditions covered?
Many hereditary and congenital conditions may be eligible for coverage if they are not considered pre-existing and all policy requirements have been met.
Ratings worth wagging about
A top choice for pet insurance in Canada3
Best for shortest waiting periods4
10 Best Pet Insurance Providers in Canada5
