Coverage that understands Canadian pets
Choose the plan that fits your pet’s needs and your budget.
Accident Plan
Protection for unexpected injuries like broken bones, cuts, or accidents. Includes $5,000 in annual coverage to help you focus on care, not costs.
Accident & Illness Plan
Helps cover both injuries and illnesses, from diagnosis to treatment. Choose limits from $2,500 of annual coverage to fit your needs and budget.
Wellness (Optional Add-On)1
Designed for routine care like exams, vaccines, and preventive care to spread out-of-pocket costs to help manage everyday pet care expenses.
Frequently asked questions
Answers to common questions about coverage options, costs, and choosing a plan that fits your budget.
How much does pet insurance cost?
Pet insurance costs depend on factors such as your pet's age, breed, location, coverage level, deductible, and reimbursement options. You can get a personalized quote to explore the coverage options and pricing available.
Can I customize my coverage?
Yes. You can choose from different coverage limits and deductible options to build a plan that works for your pet and your budget.
How can I help lower my monthly premium?
Choosing different deductible, reimbursement, and coverage options may help lower your monthly premium. Our team can help you explore the options available to you.
Do I have to pay for coverage I don't need?
Pets Plus Us offers multiple plan options, allowing you to choose the level of coverage that best fits your pet's needs.
What does Accident & Illness coverage include?
Our plans help cover eligible veterinary expenses related to accidents and illnesses, including emergency care, surgeries, diagnostic testing, prescription medications, and more. See a sample policy for more info.
Are pre-existing conditions covered?
Pre-existing conditions are generally not covered. Coverage applies to eligible accidents and illnesses that occur after your policy becomes active and any applicable waiting periods have been satisfied.
Ratings worth wagging about
A top choice for pet insurance in Canada2
Best for shortest waiting periods3
10 Best Pet Insurance Providers in Canada4