Skip to main content
Resident of Quebec
  • 1.800.364.8422
  • English
  • Français
Pet Insurance by Pets Plus Us Logo
Member Login Get a Quote

Pet insurance with
no surprises

  • ✓ Know what’s covered from the start
  • ✓ Covers up to 90% of eligible vet bills
  • ✓ No breed or age restrictions
Get a quote
discount

Save 10%

on 3 or more pets

discount

Save 15%

on 5 or more pets

sponsor-img
sponsor-img
sponsor-img
sponsor-img
sponsor-img

Know what’s covered from the start

Insurers call this “underwriting upfront”. We look at your pet’s health records and tell you if anything’s not covered when you purchase, so there are no surprises later on.

Get a quote

What does Pets Plus Us help cover?

  • ✓ Exam fees and taxes
  • ✓ Illnesses
  • ✓ Accidents and injuries
  • ✓ Hospitalization
  • ✓ Surgery
  • ✓ Hereditary conditions
  • ✓ Diagnostics
  • ✓ Prescription medications & food
  • ✓ Alternative therapies
  • ✓ Behavioural therapies
  • ✓ Medical devices
whats-covered-img

How we stand out from the pack

blue-ribbon-benefits-img

Blue Ribbon Benefits

Get access to PetHelpFone, Compassionate Care Line, and Pet Poison Helpline

no-age-limit-img

No Age Limits

No pet is too old for coverage, and premiums won’t increase with age

Real examples from pets plus us members**

daisy-img

Daisy

6-year-old Labrador Retriever

Inflammatory Bowel Disease

$13,000

reimbursed by Pets Plus Us

max-img

Max

7-year-old Domestic Shorthair Cat

Feline Asthma

$10,300

reimbursed by Pets Plus Us

lola-img

Lola

5-year-old French Bulldog

Spinal Cord Compression

$7,500

reimbursed by Pets Plus Us

how-pet-insurance-works

How pet insurance works

1.

Take your pet to the vet as usual

You can use any licensed vet in Canada or the U.S. — even specialists and emergency care providers.

2.

Submit your claim

Visit our Member Portal to submit your claim online, or use our downloadable forms if you’d prefer to email or mail.

3.

Receive your reimbursement

Get reimbursed up to 90% on eligible vet bills via direct deposit or cheque.

Read what other pet parents say about Pets Plus Us

discount

Janelle C. | Luna

“We have been so so happy with our services from Pets Plus Us! Thank you so so much for covering all our claims, and most importantly our recent one of $4,080 for Luna’s TPLO. Also every time we call the people answering are the absolute kindest!!!”

discount

Cherri S. | Sullivan

“I would like to thank Pets Plus Us. Our 1-year-old Bernese Mountain Dog Sullivan suffered bloat/stomach flip. He had to undergo emergency GDV surgery. This is fatal if not caught early. The 3 vet visits cost almost $6,000. Pets Plus Us made this so easy to say yes very quickly to a life-saving surgery.”

FAQs

Pet insurance is coverage designed to provide pet owners with financial protection to be used toward professional veterinary care and some related medical costs. By helping you deal with unexpected costs of care, pet insurance means that you will be in a better position to make decisions about your pet’s medical care without putting cost first.

The premium for pet insurance depends on the type and amount of coverage you choose, the type of pet you have, and the cost of veterinary care in your area.
Click here to enter your details and receive a no-obligation, free quote today.

You can take your pet to any licensed veterinarian — even specialists and emergency care providers. Pets Plus Us also reimburses in Canadian dollars the cost of care from a licensed veterinarian in the U.S. should something happen while you are traveling, however currencies are not converted from US to CAD dollars.

Don’t see your question? Check out our full FAQ.

discount discount

A pet owner’s best friend

discount

Save 10%

on 3 or more pets

discount

Save 15%

on 5 or more pets

Get a quote

Resources

  • About Us
  • Careers
  • Contact Us
  • Complaints

Legal links

  • Privacy
  • Terms of Use
  • Accessibility
  • Sitemap

Social media links

  • Facebook
  • Twitter
  • Instagram
  • Youtube
  • Pinterest

The information herein is summarized. All pet insurance plans have limitations and exclusions. Specific products, features, rates, and discounts may vary by province and territory, eligibility, and are subject to change. Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit: https://www.petsplusus.com/service-claims/brochures-guides

© 2024 All rights reserved. Pets Plus Us Pet Insurance policies are underwritten by Northbridge General Insurance Corporation, distributed by PTZ Insurance Services Ltd. & Société d'Assurances Collectives (Sodaco) Inc. in Quebec. Sodaco is registered with Autorité des marches financiers as a Damage insurance broker firm, in the following disciplines: Insurance Damage (Broker) and Personal Insurance (Reg#603622) https://lautorite.qc.ca/en/general-public/registers/register-of-firms-and-individuals-authorized-to-practice Pets Plus Us Pet Insurance is available in all provinces and territories. Pets Plus Us®, Pets Plus Us & Design and related words and logos are trademarks and the property of PTZ Insurance Services Ltd.

* Source: 2022 PTZ Insurance claims data. Value of claims in $ CAD.

**Details have been changed for privacy. Based on 2024 PTZ Insurance Services Ltd. actual claims data. Dollar amounts have been rounded down.

† Source: https://moneygenius.ca/insurance/pet-insurance

North American Pet Health Insurance Association logo