Insurance Coverage for Cats

Flexible coverage options to help keep your cat healthy and safe, your way.

Your cat’s health is important to us both now and in the future. And when the unexpected occurs, you want to ensure your pet is covered. We have the ideal coverage to support their health and well-being, and you can rest easy knowing that most claims are reimbursed in under 10 days.

Choose the care and coverage that’s right for you and your cat.

Extra Plan
In annual coverage
Deductible options:
$100, $250
Help look after your cat’s health with up to $3,000 in coverage per term.
Classic Plan
In annual coverage
Deductible options:
$100, $250, $500
Get up to $5,000 in coverage per term and get a little more peace of mind.
Super Plan
In annual coverage
Deductible options:
$100, $250, $500, $1000
Enjoy the extra coverage and the flexibility to choose from four deductible options with up to $10,000 in coverage per term.
Champion Plan
In annual coverage
Deductible options:
$100, $250, $500, $1000
Have peace of mind knowing that you get $20,000 in coverage per term, the maximum amount available.

See what’s covered with our Insurance Protection Plans.

What's Covered:
  • Accidents
  • Illnesses
  • Hereditary and congenital conditions
  • Alternative Therapies


  • Exam fees
  • Diagnostic tests, lab tests, x-rays, ultrasounds
  • Medications
  • Surgeries & hospitalization
  • Physical & rehabilitation therapies
What's NOT Covered1:
  • Pre-existing conditions
  • Breeding or pregnancy care
  • Cosmetic surgeries
  • Wellness: routine and preventative care (optional plans available for a little more)
1For full Terms and Conditions please visit here.

Consider Wellness Coverage for Routine Care

Help protect your pet from getting sick and get coverage for annual wellness exams, vaccines, dental cleaning and more. For just a little more per month, add wellness coverage and get reimbursed up to the scheduled amount for routine and preventative care.

Select your state to see your Wellness Coverage options.

If you’d like to see a sample insurance plan, select your state below.


See what pet owners have shared about how insurance has helped them.


Real stories from loving pet parents

“I had a wonderful experience with the representative. She was very personable, and the conversation was light-hearted and fun. Since we're in a time filled with challenges and uncertainty, it's nice to hear someone so kind. I really appreciated it.

As more businesses move towards digital, it seems like there's a reduction in human interactions with customers. It's no fault of theirs. It just happens, so, it's nice to have a conversation with a person who is helping you.

The cats are great, and they appreciate being covered as well. I would recommend Pets Plus Us Pet Insurance Programs to others because their customer service was helpful. It was an awesome experience.”

Heather G

Get a personalized quote for your cat in just minutes.

Get a Quote